Monday 16 January 2017

Do Not Compromise On Repairs If Your Car Is Involved In An Accident

Following an accident the first thing one does is to get in touch with the insurance company to get the car repaired. Most insurance companies usually recommend that the car owner gets his vehicle repaired only through their network of garages because such repairs carry a guarantee and the company also provides a courtesy vehicle.

Insurance accident repair centres are notorious for their perfunctory approach and customers are rarely satisfied with quality of repairs or the time it takes. This is because insurance companies negotiate rates of repairs and enter into arrangements that will ultimately reduce their financial burden while getting repairs carried out at the lowest cost. The customer suffers. Repairs are rarely perfect.

There is an alternative. One can pick and choose from independent insurance approved accident repair centres. There is a distinction between being on the panel of insurance companies and being an approved repairing centre. The former has ties and contracts with the insurance company while the independent repairer is not tied to any insurance company and is not constrained by costs.

You can easily find such repair centre in Birmingham that handles repairs following accidents. In reliable centres, specialists meticulously check accident damaged vehicles for engine damage, suspension damage, frame damage and body damage and submit a report and estimate. It may be higher than what the insurance empanelled repairers may quote but customers have peace of mind knowing their car will be perfectly safe to use and that repairs will be carried out meticulously in record time. The insurance company may not settle the claim amount in full but when full satisfaction is guaranteed, customers are more than happy to bear part of the cost. It makes a difference to looks and performance of the car that gives highest level of satisfaction to the car owner.

Choose Your Accident Repair Shop in Birmingham

If a car is involved in an accident or is damaged due to an incident and needs repairs, the car owner is advised by the insurance company to get it repaired from one of their network of approved repair shops. The reasons are simple. They have arrangements to reduce costs. For the insured, this would appear to be a good deal but experience proves otherwise.

Insurance approved repair shops may lack facilities to carry out expert repairs, especially in critical areas like bodywork or damaged alloy wheels. They may be overburdened with work and customers have frequently complained of delays. Quality of work has been described as not being up to the mark even though insurance companies may require their approved repair shops to offer a guarantee.

Should a car owner choose to get his accident damaged car repaired by an independent repair garage, the insurance company will try to dissuade him by stating that no guarantees are available, cost is high and claim settlement may face issues. They may not make a courtesy car available. Car owners who require repairs for accident damaged cars are free to choose a repairer of their choice and insurance companies are bound to settle their claims.

However, one must carefully check policy documents for terms and exclusions in the event an insured car owner opts for a third party repairing centre for accident repair Birmingham, Solihull. They must work closely with insurance companies and assist clients in the claims process. For specialised repairs, such as body repairs and alloy wheel repairs, they must be experienced. Do ask if they guarantee repairs and provide a courtesy car while the customer’s car undergoes repairs. Prompt service and quality of repairs is also important.